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2017 CU/ALM-ware & CU/BUDGET-ware Software Training
Classes in Michigan

The Budgeting classes are from 2PM to 6PM EST and the Basic and Advanced ALM classes are from 9AM to 4PM EST.  Continental breakfast and lunch are provided for the ALM classes held in Michigan. A confirmation letter sent a few weeks before Training will indicate whether the Training will be at Brick & Associates’ office or at the East Lansing Marriott. (See the separate registration for 4-Hour October (Connecticut) ALM Training.)  CPE Credit available in most states.  Cancellations must be made at least 2 weeks prior for a full refund.  Bring a laptop with Version 10.2 of CU/ALM-ware and a recent ALM scenario and 8 quarters of Key Ratios data.  CU/BUDGET-ware Version 6.22 will be utilized during Budgeting classes. East Lansing Marriott (800-228-9290) has a “Brick & Associates Block” at a rate of $144.  A free Marriott shuttle to and from the Lansing Airport can be reserved. That airport is 15 minutes from the East Lansing Marriott and the Marriott is 1.5 miles from Brick & Associates’ office.  The Marriott may be able to provide the shuttle or schedule a taxi to our office if the Training is held there rather than at the Marriott. The Detroit Metro Airport is 1.2 hours from East Lansing. Taking the Michigan Flyer Bus from Detroit Airport to East Lansing Marriott and back to the Detroit Airport is convenient and bus reservations can be made at 517-333-0400.    

2017 BASIC ALM Training Topics

        Time: 9AM - 4PM EST

  • Review of ALM data inputs
  • Rate Sensitivity Factors, lags, prepays, reinvestment & discount rates
  • What are Income Simulation & NEV analysis all about?
  • What are the effects of valuing non-maturity shares at par?
  • Contingency Funding Stress Testing capabilities 
  • BASIC ALM/IRR Policy & IRR guidelines reviewed
  • Market values of assets & liabilities are discussed
  • Interpret Ratios & ALM Reports without NMS valuation
  • What-If analyses are demonstrated and discussed

2017 Budget Training Topics

        Time: 2PM - 6PM EST

  • Review of Budget data inputs
  • Develop and/or refine a balance sheet driven budget
  • Discuss forecasting models available and budget assumptions
  • Interpret Budget Reports

2017 ADVANCED ALM Training Topics

        Time:  9AM - 4PM EST

  • NCUA's NEV Supervisory Test & Risk Thresholds
  • Contingency Funding Stress Testing & What-Ifs
  • Brick’s Concentration Risk Policy & Appendix A Reporting Document
  • Behavioral aspects of ALM are discussed
  • Sensitivity analyses show how sensitive IRR is to assumptions
  • Embedded options affect liquidity, IRR & earnings 
  • Building in a “margin of safety” in non-maturity share assumptions 
  • What assumptions affect premiums on NMS and NEV
  • ADVANCED ALM/IRR Policy & IRR guidelines reviewed   
  • Yield Curve Shifts in ALM analyses
  • Backtesting procedures are discussed as a form of  ALM Validation
  • Interpret ALM Reports with  non-maturity share valuation     
CPE credits are available in most states.  


* June & October 4-Hour Basic & Advanced ALM Training classes will be the day before the June & October Conferences.  Refer to the separate registration form for the June and October classes.

June & October Registration Form ›

** July & September Training in East Lansing, MI are the days prior to the East Lansing Conferences.

CUs smaller than $50M in assets $415/person/class
CUs $50M - $100M in assets $465/person/class
CUs larger than $100M in assets $515/person/class.


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