4-Hour ALM & Budget Online Software
Training Classes
Online BASIC ALM Training:
- Q&A about mapping & importing loan, NMS & CD CSVs
- Bond Accounting imports using a CSV file
- Key Assumptions–RSFs (betas), lags, prepayments & discount rates
- Ramp vs Immediate tests in Income Simulation
- Market values of assets & liabilities
- NEV if NMS at par vs theoretical value
- Interpreting your NEV & Income Simulation results
- The NCUA’s NEV Supervisory Test assumptions
- Understanding Historical Key Ratios & peer data
- Using the Liquidity Guidelines Reporting Document
- Using Appendix A of the Concentration Risk Policy
Online ADVANCED ALM Training:
- Current Market Rates vs Offer/Reinvestment Rates
- Relevant tests, RSFs, impact of rising vs falling rates
- Asset unrealized losses & offsetting NMS premiums
- Assumptions that affect NMS premiums in NEV
- NMS Internal Controls & building in a “margin of safety”
- Historical NMS Decay Rates & Average Maturities
- 2024 Model Liquidity Policy & Contingency Funding Plan
- NCUA’s Advisory on Liquidity Risk & Supervisory Focus
- Cashflows, Contingency Funding Stress Tests & Assessing Borrowing Power
- Annual What-Ifs & Optional Scenarios
- Backtesting exercises
- ALCO Meeting Minutes
Online Budget Training:
- Economic Update & Overview from Jeff Brick
- Budget data imports & inputs into CU/BUDGET-ware
- Develop and/or refine a balance sheet-driven budget
- Discuss forecasting models & budget assumptions
- Discuss CU/BUDGET-ware & CU/ALM-ware Integration–Importing loan, investment & term CD runoff from ALM
- Variances between budgeted and actual results
- Interpreting Budget and Variance Reports
Four CPE credits are available per 4-hour class in most states. Cancellations must be made 3 business days prior to the class for a full refund. Training participants are required to be on Version 11.1.1 and have their type codes mapped prior to training. Please contact our office at least a few weeks prior to Training if assistance is needed.