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CU/ALM-ware Consulting/Maintenance

We provide consulting and support to institutions ranging from $3 million to $6 billion in assets.  As part of this consulting we assist clients in developing, testing, and implementing various risk reducing, income enhancing strategies.  Please contact our office at 800-332-8188 or for current pricing.  

The following is a list of what clients currently receive with the CU/ALM-ware Consulting/Maintenance Option:

  • Access to Client Area of
  • Model Concentration Risk Policy (CRP), Concentration Risk Reporting Document & updates (All FICUs are required to have a CRP)
  • Basic Model ALM/IRR Policy & updates 
  • Advanced Model ALM/IRR Policy & updates 
  • Two Model Investment Policies & updates 
  • Model Liquidity Policy, Liquidity Guidelines Reporting Document & updates 
  • Model Contingency Funding Plan (CFP) & updates 
  • New Versions of the CU/ALM-ware System 
  • Periodic Target Rate Structure with Economic Commentary  
  • Assistance with backtesting exercises & interpreting results
  • ALM Papers as written
  • ALM Memos as written
  • Key Economic Graphs updated quarterly on our website
  • Sample ALCO Minutes and agenda 
  • Assistance interpreting your institution's Interest Rate Risk profile
  • Assistance creating what-ifs or sensitivity analyses
  • Assistance with ALM-related Regulatory Issues 
  • Monthly Investment Current Market Rate table for investments, 1st mortgage loans and borrowings
  • Direct vs Indirect Auto Loan Analysis Model
  • Model for computing the yield effects on indirect lending


  • Credit Card Profitability Model with Instructions 
  • Updated CU/ALM-ware Audit Letter as major new versions are released
  • ALM Terminology, Acronyms and Definitions
  • Assistance when utilizing the various tools provided by Brick when performing an NMS Study
  • Quarterly Peer Group Data  
  • ALCO Discussion Checklist & Record 
  • Mortgage Loan Origination Graph 
  • Monthly MBS (passthrough) Prepayment Data 
  • Assistance with modeling behavioral assumptions 
  • Historical Interest Rate Changes 
  • Top 30 ALM FAQs & Answers 
  • Assistance with Ramp Tests vs Immediate Shocks
  • Deposit pricing recommendations
  • Updates to CU/ALM-ware Documentation
  • Technical Software Support via the Telephone 
  • Invitations to Strategic ALM Conferences (Nearly 700 attendees annually for a separate fee) 
  • Invitations to Periodic Basic and Advanced ALM Training and Budgeting Training Sessions (200+ attendees annually for a separate fee)